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Checking Accounts

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Free Checking Accounts With Rewards & Interest

Select Bank believes in providing you with options. Whether you’re looking for an account with no hidden fees or one that allows you to take advantage of earning interest, Select Bank offers three personal checking accounts—

Free Kasasa Cash, Free Kasasa Cash Back and Select Reserve—to fit your needs.

Our Checking Accounts


Free Kasasa Cash

Change up your checking with the free account that rewards you — enjoy higher interest and unlimited refunds on ATM fees, nationwide

Kasasa Cash® sounds funny. But this isn't monopoly money. Earn cold, hard cash on 2.50% APY*. And you don't have to break the bank just to get started. Open a Kasasa Cash account today with $25. We'll even reimburse all your ATM fees*, not just in Lynchburg or Virginia, but nationwide. It's a matter of principle over profit. So you can have free checking that's, you know...free.

  • 2.50% APY* on balances up to $25,000
  • 2.50% to 0.70% APY on balances over $25,000, depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Unlimited refunds on your ATM fees, nationwide*
  • No monthly service fee
  • No minimum balance required to earn rewards
  • FREE online banking, mobile banking and bill pay
  • FREE eStatements
  • FREE Visa® debit card
  • Plus, link to Kasasa Saver® for free automatic savings!

Qualifying is Easy!

Why offer earnings on top of already free checking? Because at Select Bank, we truly care about our customers. Not only is qualifying for Kasasa Cash easy, it makes your life easier. To earn your rewards, complete these simple tasks in your Kasasa Cash account during each monthly qualification cycle:

  • Be enrolled and receive FREE eStatements
  • Be enrolled and log into online banking
  • Have at least 12 debit card purchases post and settle

That's it! Best of all, there's no fee if you come up short. In fact, you still earn interest. So open an account today, and let Select Bank put your money to work.

 


Free Kasasa Cash Back

Turn your receipts into bona fide cash—  get up to $7.50 cash back every month when you use your free Visa debit card to make purchases.

Get paid to go shopping! Free Kasasa Cash Back® checking pays 2.50% cash back (up to $7.50)* on everyday purchases you make with your debit card. You’ll also get unlimited refunds on your ATM fees, nationwide!* That’s what Kasasa® does — puts money right where it belongs, which is back in your pocket.

  • 2.50% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $7.50 cash back per month
  • Unlimited refunds on your ATM fees, nationwide*
  • No monthly service fee
  • No minimum balance required to earn rewards
  • FREE online and mobile banking and bill pay
  • FREE eStatements
  • FREE Visa® debit card
  • Plus, link to Kasasa Saver® for free automatic savings!

Qualifying is Easy!

Why offer earnings on top of already free checking? Because at Select Bank, we truly care about our customers. Not only is qualifying for Kasasa Cash Back easy, it makes your life easier. To earn your rewards, complete these simple tasks in your Kasasa Cash Back account during each monthly qualification cycle:

  • Be enrolled in and receive FREE eStatements
  • Be enrolled in and log into online banking
  • Have at least 12 debit card purchases post and settle

That’s it! There’s no penalty if you don’t meet your qualifications during the cycle. Plus, you can get right back to earning your rewards the very next month that you qualify. Open your Kasasa Cash Back account today!

 


Select Reserve

Experience has its privileges. Customers 50 years and better enjoy interest checking with added benefits.

  • Unlimited transactions
  • FREE checks
  • FREE Online and Mobile Banking
  • FREE Bill Pay and a Select Visa CheckCard
  • Free 3X10 Safe Deposit Box
  • NO minimum balance required


Debit Cards

Whether you’re opening a checking account for your own personal use or for a business, Select Bank offers debit cards that allow you to access your money quickly or make purchases at businesses across the country. Select Bank can also print and instantly issue your debit card from our Gristmill Drive branch in Forest, allowing you to:

  • Replace a lost or stolen card immediately.
  • Change your PIN number instantly.
  • Open a new checking account and get your debit card right away.

If you’re planning on traveling, be sure to contact Select Bank to let us know where you will be traveling so your activity isn’t flagged.



Re-Order Checks

Out of checks for your checking account? Not a problem. You can re-order checks by visiting our check provider’s website.

Open a Checking Account Today

If you’re ready to open a personal checking account at Select Bank, contact our staff, (434) 455-1700.

*APY = Annual Percentage Yield. APYs accurate as of 6/01/2018. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) ATM fees incurred during qualification cycle will be reimbursed and credited to account by the second business day following the end on the last day of the statement cycle; (2) balances up to $25,000 receive APY up to 2.50%; and (3) balances over $25,000 earn 0.25% interest on the portion of the balance over $25,000, resulting in an APY range up to 2.50% - 0.70% APY depending on the balance maintained, assuming a maximum $100,000 in 2nd tier. If qualifications are not met on Kasasa Cash, all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count toward qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. If customer has a Kasasa Saver account, interest earned on Kasasa Cash balances are automatically transferred to Kasasa Saver each statement cycle and do not compound. Actual interest paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Transfers between accounts do not count as qualifying transactions. Select Bank reserves the right to restrict the number of Kasasa accounts per social security number to one.

 

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